PROFILING BANKRUPTS AMONG SOLE PROPRIETORS IN MALAYSIA POST-COVID: A CONCEPTUAL PAPER. Quantum Journal of Social Sciences and Humanities, [S. l.], v. 7, n. SI4, p. 663–669, 2026. DOI: 10.55197/qjssh.v7si4.1663. Disponível em: https://www.qjssh.com/index.php/qjssh/article/view/1663. Acesso em: 26 sep. 2026.