DETERMINANTS OF FAMILY TAKAFUL DEMAND AMONG B40 HOUSEHOLDS IN MALAYSIA. Quantum Journal of Social Sciences and Humanities, [S. l.], v. 7, n. SI4, p. 290–299, 2026. DOI: 10.55197/qjssh.v7si4.1585. Disponível em: https://www.qjssh.com/index.php/qjssh/article/view/1585. Acesso em: 6 nov. 2026.